Website Terms of Use for PIK

PIK > Website Terms of Use for PIK

Website Terms of Use

Last updated: 17 December 2025

  1. Acceptance of Terms

By accessing, browsing, or using this website (the Site), you confirm that you have read, understood, and agree to be bound by these Website Terms of Use (Terms). If you do not agree with these Terms, you must immediately stop using the Site.

  1. About PIK

This Site is operated by PIK (“we”, “us”, “our”).

PIK provides financial technology–related services and facilitates access to payment, digital asset, and related services through independent third-party service providers.

Unless expressly stated otherwise, PIK does not itself provide regulated banking, custodial, investment, or financial services. Information on this Site is provided for general informational purposes only.

  1. Jurisdiction and Intended Audience

The Site is primarily intended for users accessing it from Australia. We do not represent or warrant that the content complies with laws outside Australia. Access from other jurisdictions is at your own risk.

  1. No Offer, Advice, or Recommendation

Nothing on this Site constitutes:

  • an offer, solicitation, or recommendation of any financial product or service;
  • financial, investment, legal, tax, or accounting advice; or
  • an invitation to acquire, dispose of, or transact in any fiat currency or digital asset.

Any services referenced may be provided by third-party providers and are subject to their own terms, conditions, eligibility requirements, and risk disclosures.

  1. Third-Party Services Disclaimer

PIK may integrate with, refer to, or facilitate access to services provided by third parties, including payment processors, wallet providers, blockchain networks, and compliance service providers.

PIK does not control and is not responsible for the availability, performance, security, or legality of third-party services. Your use of such services is governed solely by the applicable third party’s terms.

  1. No Warranties

This Site and its content are provided on an “as is” basis without warranties of any kind, express or implied, including accuracy, completeness, fitness for purpose, or freedom from viruses.

  1. Limitation of Liability

To the maximum extent permitted by law, PIK is not liable for any loss or damage arising from:

  • use of or inability to use the Site;
  • reliance on Site content;
  • system failures, delays, or interruptions;
  • unauthorised access, hacking, or phishing;
  • blockchain network issues or third-party service failures.

Nothing excludes liability that cannot be excluded under law.

  1. Internet and Email Communications

Electronic communications may be insecure or delayed. PIK is not responsible for losses arising from such communications.

  1. Intellectual Property

All Site content is owned by or licensed to PIK and protected by intellectual property laws. No content may be used without prior written consent.

  1. Changes to These Terms

We may update these Terms at any time. Continued use of the Site constitutes acceptance of the updated Terms.

  1. Governing Law

These Terms are governed by the laws of New South Wales, Australia, and the courts of that jurisdiction have exclusive jurisdiction.