About PIK | Built by Global Payment & Fintech Veterans
Who we are
The PIK team is built by industry veterans with over a decade of experience in global payments, FX, financial products, and risk-control infrastructure. Our core members come from world-leading institutions such as Ant Financial, Binance, American Express, and Citibank.
Headquartered in Australia with offices in Dubai, Kuala Lumpur, Seattle, and Ho Chi Minh City, we support partners and clients across multiple regions.
For more than ten years, we have maintained close collaboration with regulators and independent audit firms, treating risk management as the backbone of our business—and consistently delivering secure, reliable, and scalable value to our customers.
Some Several Companies
OUR VISION
To make global commerce and financial infrastructure smarter, more open, and more efficient through AI
empowering every business to access world-class payments and settlement capabilities without heavy teams or complex compliance work.
0
M+
Daily Transactions
0
%
Unlimited Cashback
Our Mission
To rebuild global payments, settlement, and compliance with AI, enabling businesses to connect to the financial network of the future with minimal technical effort.
We simplify the complex, remove friction from payments, and allow global operations to scale without boundaries.
Our Values
Make Payments Invisible
We believe the best payment experience is one that feels almost invisible to the user. AI reduces friction for businesses and maximizes conversion at every step.
0
%
Users primarily access their accounts via mobile for with convenient banking on the go.
0
k+
Gain access to a vast global network of over 300k+ partner ATMs located worldwide.
0
k+
Wings quickly gained popularity among youth, attracting over 990k+ customers in first year.
0
%
Users enjoy 60% faster transaction processing times compared to traditional banks, providing them.
CARD
Take control your Money.
-
/01
Register and Create Your Account
Start your journey by registering for an account and effortlessly creating it.
-
/02
Effortlessly Manage Your Virtual Cards
Easily manage your virtual cards with our platform. Customize, track, and stay secure.
-
/03
ATM Withdrawals and Online Banking
Easily withdraw cash from ATMs and conveniently manage your banking needs online.
-
Apply Now
The Start of Today Begins Now
Today marks the inception of a new journey, starting at this very moment.
Testimonial
What clients say about us
Switching to Synox online banking has been amazing. The seamless interface makes managing finances effortless. Whether tracking, paying bills, or transferring funds, Finto exceeds expectations. Highly recommended for anyone seeking a reliable banking solution.
Switching to Synox online banking has been amazing. The seamless interface makes managing finances effortless. Whether tracking, paying bills, or transferring funds, Finto exceeds expectations. Highly recommended for anyone seeking a reliable banking solution.
Switching to Synox online banking has been amazing. The seamless interface makes managing finances effortless. Whether tracking, paying bills, or transferring funds, Finto exceeds expectations. Highly recommended for anyone seeking a reliable banking solution.
Our Values
Make Payments Invisible
We believe the best payment experience is one that feels almost invisible to the user. AI reduces friction for businesses and maximizes conversion at every step.
Automate Everything That Should Be Automated
Onboarding, reconciliation, settlement, risk control, routing—every repetitive, error-prone, and costly process is automated by AI, allowing teams to focus entirely on growth
Build for Scale, Not for Complexity
Our system is built from day one for cross-border operations, platform models, and regulatory demands, allowing businesses to scale globally without building their own financial infrastructure.
Security & Compliance by Design
We embed security, auditability, and compliance deeply into our products, ensuring businesses remain resilient and trustworthy as they expand globally.
Empower Builders and Innovators
From startups to global platforms, our products enable any team to rapidly build a world-class payment experience.
